Karma has put an end to the reign of terror of Geoff Metcalfe. Karma and a very substantial fall from the roof of no 6 Coronation Street. Fortunately there are faster and easier ways to identify and extract emotional and economic bullies from our lives. This article is a basic survival guide.
Coronation Street and Financial Coercive Control
Like Yasmeen, we all breathed a collective sigh of relief as abusive husband Geoff met his demise, plummeting onto the unforgiving cobbles of Coronation Street.
For months we easily identified Geoff’s controlling and coercive behaviour against Yasmeen
However identifying this bullying was not easy for Yasmeen, after relentless brainwashing by Geoff
Isolating her from the support of her family and friends.
Undermining her self confidence and self esteem by spurious criticism of her.
Policing her movements during the day.
“Gaslighting” her, to cause her to doubt her own sanity, and ignore the red flags.
However like Yasmeen, over 80% of domestic abuse cases also feature economic abuse.
One in five UK adults has experienced economic abuse by a current or former partner
Common features of economic coercive control might include –
Denying your financial privacy – checking your bank statements
Asking to see your receipts from shopping
Controlling your spending
Persuading you not to train to improve your career prospects
Sabotaging your job opportunities
Taking sole ownership of all assets
Takingsole control ofjoint bank accounts
Controlling your use of credit cards
Spending freely, whilst limiting your spending to an “allowance”
Running up a debt by fraudulently obtaining credit / loans in your name
This is clearly abusive behaviour, and no one deserves treatment of this sort.
Steps you can take
The website survivingeconomicabuse.org has information and resources to assist you in cases of economic abuse.
You can call the police – do not forget that coercive and controlling behaviour is a criminal offence
For those of low income, domestic abuse is one of the few areas of law where legal aid normally will be available
AND DO NOT FORGET – you can ask us for help
To prevent your partner contacting you directly or indirectly
A non molestation order prohibits a partner from using or threatening violence against you or your children or being intimidating, harassing or pestering
Breach of a non molestation order is a criminal offence
To remove your partner from the home or returning to the area around your home
An occupation order sets out who can live in the family home and can also restrict someone from entering the area around the home.
It can also impose obligations on your partner relating to the repair and maintenance of the house or to payment of the rent or mortgage
To prevent your partner dissipating marital assets
A S37 freezing order can restrain your spouse from disposing of assets that may become the subject of proceedings
A married couple, by virtue of the marriage, is, in principle, entitled to make financial claims against the other in the event of a divorce. It is a common misconception that matrimonial financial claims between married couples automatically end upon divorce. This is not the case, however, and matrimonial financial matters, including assets, pensions and income are dealt with separately to the plain divorce.
There is a common misconception that prenups are only available to and only beneficial for the very wealthy and celebrities. This is incorrect, however, and there are many reasons why a prenup may be beneficial for any couple considering entering into marriage or civil partnership.
A Separation Agreement is a formal written document between a separated couple, which can be used by married and unmarried partners. The objective of a Separation Agreement is to formally address and stipulate the terms of division of shared assets and responsibilities, any financial arrangements and matters relating to shared child care upon separation. This separation can be a trial separation prior to divorce, or a separation of cohabitating partners.
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